Sweepstake Casinos with the Highest Payout Rates

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Sam Bentham, Author

Last Updated : 05/05/2025

In today’s broad online gaming market, there is no excuse not to find and play at the best payout casinos. By definition, these are gaming sites that pay out at a much higher rate (on average) than most online casino platforms. But where do you begin when it comes to finding these sites, signing up, and taking full advantage of what these high RTP casinos have to offer?

Well, your presence here shows that you are ahead of many others, as you are already seeking these sites. And as you join us for this comprehensive look at the best payout casinos in the US sweepstakes casino market, we are confident you’ll find the answers to all of these questions.

Sweepstakes Casinos with the Best Win Rate May 2025

McLuck Social Casino
Best Live Dealers
4.8
/5.0
5 Stars
  • Most Live Dealer Rooms
  • Huge Progressive Jackpots
  • Exciting Rewards Program
  • 5-Star App for iOS & Android
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Payout:
5 days
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Win Rate:
96.78%
150% Extra Coins First Purchase Offer 80,000 GC + Free 40 SC for $19.99
Crown Coins
Top-Rated iOS App
4.7
/5.0
5 Stars
  • Top-Rated iOS App (4.8/5.0 Stars)
  • Slots with Huge Progressive Jackpots
  • Excellent Promos for Existing Users
  • Accepts Apple Pay, Skrill, and Trustly
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Payout:
24 Hours
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Win Rate:
96.7%
Get 150% More Coins 40 SC & 800K CC for $14.99
Jackpota Casino
Best Variety of Game Providers
4.6
/5.0
5 Stars
  • 100% First Purchase Bonus
  • Games from 20+ Top Providers
  • Low Redemption Limits
  • Progressive Jackpots
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Payout:
48 Hours
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Win Rate:
96.8%
100% Bonus: 80,000 GC + Free 40 SC for $19.99
Stake.us Casino
Best for Crypto Payments
4.6
/5.0
5 Stars
  • Biggest No Deposit Bonus
  • Best Promotions for Existing Members
  • Fish Shooting Games & Plinko
  • Instant Cashout with Crypto
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Payout:
Instant
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Win Rate:
96.5%
Big No Deposit Bonus $25 Stake Cash & 250K Gold Coins
Pulsz Social Casnio
Best Loyalty Program
4.5
/5.0
4.5 Stars
  • Over 1,000 Games to Chose From
  • Trustly and Srkill Accepted
  • Unlimited 30 SC Referral Bonus
  • 6 Tier VIP Program
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Payout:
3-5 Days
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Win Rate:
97.9%
200% Extra Gold Coins with First Purchase 400k GC and 40 FREE SC for $19.99
PlayFame
Best for Referral Bonuses
4.4
/5.0
4.5 Stars
  • Over 1,000 Games from 21 Top Providers
  • Referral Bonus Worth Up-To 70 Free SC
  • Apple & Google Pay Supported
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Payout:
3 Days
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Win Rate:
97.7%
150% Extra Coins 67,500 GC + 27.5 FREE SC for $9.99
HelloMillions
Best for New Social Casino Players
4.3
/5.0
4.5 Stars
  • Generous First and Second Purchase Bonuses
  • Exclusive Jackpot That Can Hit on Any Game & Spin
  • Free Daily SC Rewards and Offers
  • Huge Game Library From Over 20 Top Providers
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Payout:
3-5 Days
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Win Rate:
96.7%
150% Extra Coins with First Purchase Bonus 57,500 GC + Free 27.5 SC for $9.99
SpinBlitz
Best for Free Spins
4.2
/5.0
4.5 Stars
  • The Home of Free Spin - Get Free Spins Daily
  • Over 1,000 Electric Games to Play
  • Unique Community Jackpot Feature
  • Generous Referral Bonus
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Payout:
3-5 Days
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Win Rate:
97.3%
High Voltage First Person Offer 50,000 GC + 10 FREE SC + 30 FREE SC spins for $9.99
Spinfinite
Brand New Sweeps Cash Casino
4.2
/5.0
4.5 Stars
  • 200% First Purchase Value Bonus
  • Daily Spin on the Infinity Wheel
  • Selection of Fish Shooting Games
  • Extensive Range of Coin Packages
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Payout:
2-10 Working Days
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Win Rate:
96.8%
200% Value on First Purchase $20 for 40 SC + 60K GC + Infinity Wheel Spin
Mega Bonanza
Best Welcome Bonus
4.2
/5.0
4.5 Stars
  • 2.7 SC and 9,000 GC no deposit bonus
  • 150% First Purchase Bonus
  • Tons of Slots & Live Dealer Games
  • Accepts Apple Pay
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Payout:
24 Hours
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Win Rate:
97%
Get 150% More Coins 25 SC & 50K GC for $9.99
RealPrize
Best Coin Packages
4.3
/5.0
4.5 Stars
  • Every Purchase Adds Extra Coins
  • Over 1,000 Slots
  • Daily Challenges for Free SC & GC
  • Stellar Rewards Program
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Payout:
24 Hours
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Win Rate:
96.8%
Double Your First Purchase $25 for 50 SC, 350K GC, & 500 VIP Points
Casino.Click
Best Selection of Exclusive Slots
4.1
/5.0
4.5 Stars
  • Accepts Crypto, Trustly and Major Credit Cards
  • Available in 45 States
  • Generous No Deposit Offer and Daily Login Bonus
  • 240+ Exciting Slots Titles
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Payout:
24 Hours
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Win Rate:
97.1%
100,000 GC + 2 SC No Deposit Welcome Bonus 100,000 GC + 20 FREE SC for $9.99

Comparing the Best Payout Online Casinos

When playing at sweepstakes casinos, choosing the ones with the best payouts can significantly boost your chances of converting sweeps coins into real prizes. Here are the sites with the best win rates.

Casino Site Payout Rate Redemption Minimum Available States
High 5 Casino 97.01% 100 SC (cash prize)

50 SC (gift card)

All except KY, MI, MT, NV & WA
Mega Bonanza Casino 97.0% 75 SC (cash prize)

10 SC (gift card)

All except AL, DE, GA, ID, KY, LA, MD, MI, MT, NV, NJ, WA, & WV
Real Prize Casino 96.8% 100 SC (cash prize)

10 SC (gift card)

All except ID, MI, MT, NV, & WA
Spinfinite Casino 96.8% 100 SC All except AL, DE, ID, MI, MT, NV, TN, & WA
McLuck Casino 96.78% 75 SC (cash prize)

10 SC (gift card)

All except AL, GA, ID, KY, NV, & WA
Crown Coins Casino 96.7% 50 SC (Cash Prize) All except ID, LA, MI, MT, NV, & WA
Stake.us Casino 96.5% 25 SC (cash prize) All except ID, KY, MI, NV, NY, VT, & WA
Fortune Coins Casino 96.5% 5,000 Fortune Coins

(=$50; cash prize)

All except ID, MI, & WA
LuckyLand Slots 96.5% 50 SC (cash prize)

20 SC (gift card)

All except CT, ID, MT, NV, & WA

Choosing a sweepstakes casino with the best payouts ensures you get the most value for your gameplay, so be sure to pick one that offers great redemption rates and rewarding promotions.


What Makes a High Payout Casino?

The best payout sweepstakes casinos are sites where the average payback to players is much better than at competitors. For example, many sweepstakes casinos have an overall payback percentage between 90% to 92%. But the best payout casinos have overall payback rate, also known as return-to-player (RTP) percentage), of 95% and up.

Highest Payout Casino Trending Up YaySweepstakes

1. Highest RTP Percentages

The number one factor when determining the best payout sweepstakes casino is the overall RTP percentage. The higher it is, the better chance of walking away a winner. We calculate this by checking the RTP of every game and coming to an overall average. While time consuming, this is the simplest way of determining where to play based for the greatest chance at a payout.

However, a high RTP isn’t the only contributing factor we’ve assessed, as explained below.

2. Lowest Playthrough Requirements

When you grab a promotion at a sweepstakes casino, you’ll normally have to play through your Sweeps Coins a specific number of times before you can redeem them for real-life prizes. However, the best payout casinos typically have low playthrough requirements of 1x, which is extremely favorable.

3. Games with the Best Odds

The top sweepstakes casinos tend to have hundreds, if not thousands, of games. Yet, the high RTP casinos in this category also offer the best payback slots in the market, plus blackjack, roulette, video poker, and many others.

4. Lots of Promotions

In a nutshell, the more promotions a site offers, the more you’ll get to play with ‘special incentives’ linked to Gold Coins and Sweeps Coins. This means more fun playing the available games, and it also means you’ll gain a head start in terms of redeeming prizes in many different forms. Here are the best sweepstakes casino promo codes.

6. Fast or Instant Withdrawals

If you find yourself in a position where you are ready to redeem cash prizes, it helps to have a site that pays out quickly. Of course, by choosing a site that pays out in just a few hours, you’ll be less tempted to use that cash to play more and, instead, actually withdraw it. In fact, you can feasibly claim a sweepstakes casino no deposit bonus and redeem a cash prize within just a few hours without ever making a purchase.


How We Calculate the Highest Payout Casinos

When it comes to identifying the best payout sweepstakes casinos, transparency is unfortunately not the industry standard. While a few top-tier platforms openly publish their overall Return to Player (RTP) rates, most do not — leaving players with limited insight into the actual value they’re getting. That’s where our in-depth analysis comes in.

At YaySweepstakes, we’ve developed a rigorous, data-driven methodology to evaluate and compare payout rates across a wide range of sweepstakes casinos. Our goal is simple: to help players find the most rewarding platforms and avoid those that come up short.

Calculating High Payout Casinos YaySweepstakes

Our Process for Identifying High Payout Casinos

Our team of experienced analysts conducts a comprehensive review of each platform’s game library — including slots, table games, crash games, and specialty titles — to determine the average RTP offered. When a casino does not publicly disclose this information, we compile RTP data from individual game providers and verified third-party sources to piece together an accurate picture.

But we don’t stop at RTP. We also factor in the platform’s sweepstakes mechanics, including:

  • Playthrough requirements for converting virtual winnings into real-world prizes or cash equivalents.
  • Daily redemption limits and other constraints that impact your ability to cash out.
  • Game weighting, which affects how much different games contribute toward meeting playthrough milestones.

By combining game-level payout data with these platform-specific rules, we can calculate a realistic effective payout rate — not just what’s promised on paper, but what players can actually expect to walk away with.

Why It Matters

Anyone can claim to offer high payouts — but only a careful analysis of the underlying mechanics and actual game data reveals the truth. Our evaluations are designed to cut through marketing spin and surface the casinos that genuinely deliver the best value over time.

Armed with our research, you can make smarter, more informed choices and focus your gameplay on the platforms that maximize your odds of winning.


How High Payback Rates Actually Affect You

Understanding how high payout rates (or Return to Player percentages) impact your experience is key to setting the right expectations. A high RTP doesn’t guarantee consistent wins or steady profits — but it does indicate that, over time, a greater portion of your gameplay is statistically returned in the form of winnings.

For example, an RTP of 97% means that, on average, $97 is returned for every $100 wagered. The remaining 3% represents the house edge — the casino’s built-in advantage that ensures it remains profitable over the long run.

So what does this mean for you as a player?

Rather than viewing high RTP sweepstakes casinos as surefire opportunities to win cash or prizes, it’s more accurate to see them as better-value environments where your chances of winning are slightly improved compared to platforms with lower payout rates. You’ll still experience streaks of wins and losses, but over time, your virtual coins or sweeps balance may stretch further, giving you more entertainment and more chances to hit a big win.

In short, high payback rates don’t eliminate the house edge — but they do tilt the odds a little more in your favor. And in the world of sweepstakes gaming, even a small edge can make a noticeable difference in your overall experience.


Best Payout Casino Games

Whether you choose one of our shortlisted sweepstakes casinos or not, you can still find individual games with high RTP rates in many popular categories at top platforms:

Casino Game RTP House Edge
Blackjack 99.5% 0.5%
Baccarat 98.95% 1.05%
Roulette 98.65% (French) 1.35%
Craps 98.59% 1.41%
High RTP Slots 98% 2%

More About the Best Payout Casino Games

Blackjack – 99.5% RTP

Blackjack offers one of the best RTP rates of all, on average. Games like Single Deck Blackjack can have RTP rates as high as 99.50%, and since you choose how to play each round, the power is somewhat in your hands for many blackjack games.

Baccarat – Over 98.95% RTP

Much like the first two categories, baccarat typically offers RTP rates above 98% (banker bet). Baccarat is a simple game to play, too, offering a chance to bet on the player or the banker in a heads-up showdown – perfect for those who are new to table games.

Roulette – Up to 98.65% RTP

Roulette is a true classic, and you’ll find many variations at the best payout casinos. As for the RTP, French Roulette and European Roulette offer the best rates – 98.65% and 97.30%, respectively. But much like craps, the RTP varies based on how conservatively or risky you choose to play!

Craps – Over 98.59% RTP

Craps is another top table game with great RTP rates – often higher than 98%. Craps is also very appealing since you have all kinds of bets to explore, which adjust the RTP with each round, as evident with bets such as Field, Any Craps, Big 6, and others.

Slots with high RTP – Over 98% RTP

Online slots have the biggest RTP range of all categories, with rates starting at 85% and rising to 99%. With slots, you have no control over the outcome, and you cannot make specific bets. However, depending on the game you choose, one click of the ‘spin’ button could lead to a solid prize.


Playing at Best Payout Casinos – Yays and Nays

At this point, we hope it’s clear that choosing one of the best payout sweepstakes casinos is a good decision. However, like any gaming category, there are pros and cons (or yays and nays) to consider and be aware of:

Yays:

  • Better Win Chances: These casinos typically feature slots and table games with higher Return to Player (RTP) percentages, meaning players statistically receive more value back over time. This helps stretch your Gold Coins or Sweeps Coins further and gives you more opportunities to hit big.
  • More Favorable Promotion Terms: High-payout casinos often offer better bonus structures, like lower playthrough requirements, higher coin value per promo, or promotions tied to high-paying games. These casinos tend to reward player loyalty with more than just flashy offers.
  • Higher RTP Game Selection: You’re more likely to find games with an RTP over 96% or even 97%, which are usually more generous in their coin returns. It also means less risk of burning through your balance too quickly.
  • Fairer Long-Term Play: If you’re playing consistently, these casinos reward the long game. Over time, the small edge can compound into more bonus redemptions, more spins per session, and more real prize potential.
  • More Player-Friendly Ecosystem: Best payout casinos often attract savvy players, which means you’ll likely find more transparent terms, better-designed tournaments, and community perks—like forums, challenges, or competitive leaderboards.

Nays:

  • High RTP Can Be Misleading: RTP is a long-term statistical average, not a short-term guarantee. A 97% RTP game can still deliver long losing streaks, especially if it’s a high-volatility title that rewards fewer, bigger wins.
  • Not Always a Premium Experience: Some high-payout casinos prioritize numbers over polish. You might get better odds, but with clunky interfaces, outdated graphics, or an uninspired game library that feels generic or low-budget.
  • Quality Doesn’t Always Match RTP: It’s possible to find high RTP slots that are slow-paced, visually dull, or overly complex. Chasing RTP alone might lead you to games that aren’t as entertaining or immersive.
  • Less Variety in Promotions: These casinos may not always offer as many wild giveaways or “just for fun” bonuses as others. If they’re focused on high-payout games, the promos might be more straightforward or tied to stricter terms.
  • Attracts Experienced Players: While not always a negative, high payout platforms can foster a more competitive atmosphere. Tournaments and leaderboards might be harder to crack, especially for casual players.

Final Thoughts on High Payback Casinos

Regardless of your reasons for wanting to play at sweepstakes and social casinos, one thing is very clear concerning the decision to play at the best payout casinos in this category. Of course, that ‘thing’ is the fact that these sites provide the best opportunity and the highest chance for you to win something. However, this isn’t the sole reason for choosing such sites.

In addition to your chances of landing a win, high RTP casinos in the sweepstakes category are widely available in the US, and they serve as a viable and safe alternative to real money sites. And the fact that you can play top games at these sites for free just puts the cherry on top of the cake!

FAQs About High Payout Casinos

How do high-payout casinos differ from other casinos?

How do you calculate the highest payout casinos?

How will high payback rates affect you?

Can I win real money at sweeps casinos?

Are sweepstakes casinos legal in the US?